A physical plan is one where you are saving towards a physical, non-virtual product. Such products are tangible and are provided by our partner merchants. For more information on physical products click here.

A non-physical product is a virtual product that a user is saving towards. For example, plans targeted at rent, a birthday celebration or an anniversary fall into this category.The user will save and withdraw their money when their savings plan is complete to use as they desire. For more information on non-physical products click here.

A physical plan is one where you are saving towards a physical, non-virtual product. Such products are tangible and are provided by our partner merchants. For more information on physical products click here.
A non-physical product is a virtual product that a user is saving towards. For example, plans targeted at rent, a birthday celebration or an anniversary fall into this category.The user will save and withdraw their money when their savings plan is complete to use as they desire. For more information on non-physical products click here.

What happens if I change my mind and decide I no longer want to continue a plan?That wouldn’t be a problem. Save and Buy provides users with the option to cancel existing plans with no penalty attached. Funds from the plan can then be transferred to another existing plan or to the user’s bank account.

No. Save and Buy is available for everyone to use regardless of whatever Bank account you own. As our partner Bank Stanbic IBTC Nigeria acts as custodian of the funds – that way you know no matter what your money is in safe hands.

Absolutely not. The Save and Buy platform and all associated services are free for you to use. No penalty, withdrawal or hidden fees.

Plans are completed by making installment payments. This can currently be made via your debit card or your mobile money wallet.

Stanbic IBTC bank is our primary banking partner and the custodian of all funds coming in through the Save and Buy platform.

Your money is held within a trust account in Stanbic IBTC Bank. All money is held within Stanbic IBTC Bank until it is withdrawn by you via Save and Buy, or used to purchase a product that you are saving towards.

Unfortunately we do not offer interest on any savings plans held with Save and Buy.

We do not offer credit or loans at the moment. Savings plans must be complete before they are delivered to you.

Yes, you can make automatic deductions from your personal bank account to your Save & Buy account. Log in to your personal dashboard on www.saveandbuy.com.ng and go to your Profile. Follow the instructions to enter your bank account information and set automatic payments.

You can reach out to us via our contact us page, send an email to customerservices@saveandbuy.com.ng or place a call to 0700-2000-2000. Either way, we’ll be glad to hear from you.

NON-PHYSICAL PRODUCTS

A non-physical product is a virtual product that a user is saving towards. For example, plans targeted at rent, a birthday celebration or an anniversary fall into this category.The user will save and withdraw their money when their savings plan is complete to use as they desire.

Once you have selected your savings goal on www.saveandbuy.com.ng you can make start making payments. You may use multiple payment methods over the course of your savings plan.
Accepted payment options include:

  1. Master Card (Naira and FX)
  2. Visa Card (Naira and FX)
  3. E-tranzact
  4. Stanbic Mobile Money Wallet

You can move your money from one savings plan to another by cancelling the first plan and moving your money to an existing plan. There is no fee for doing this. Access your dashboard at www.saveandbuy.com.ng and select the cancel option to move your funds to another existing savings plan.

When your plan is complete you can withdraw your money and use it to fund the item or activity you were saving towards.

NON-PHYSICAL PRODUCTS

A physical plan is one where you are saving towards a physical, non-virtual product. Such products are tangible and are provided by our partner merchants. For more information on physical products.

Yes, all products on this site are authentic, brand new and have not been used.

No worries! Contact us at 0700 2000 2000 or customerservice@saveandbuy.com.ng and let us know the products that you would like to see on our shop. Products must be a minimum of N10,000 and fall within one of our existing product categories.

When your plan is complete you can withdraw your money and use it to fund the item or activity you were saving towards.

Login in to www.saveandbuy.com.ng, click on the ‘Details’ button, this will show you progress on the payments and contributions that have been made towards completing your savings plan.

Once you have selected a product and registered on www.saveandbuy.com.ng you can make payments towards purchasing your products.
Accepted payment options include:

  1. Master Card (Naira and FX)
  2. Visa Card (Naira and FX)
  3. E-tranzact
  4. Stanbic Mobile Money Wallet

We use ‘Secure Socket Layer’ (SSL) technology to encrypt your payment card to ensure your details are safe. For added security we do not save your card information when you make a payment so you have to enter it each time.

Once you have selected a product you want to save towards and made an initial down payment a button will appear on your dashboard that will enable you to Invite Friends. Click on this button and follow the simple instructions to invite friends or family to contribute to your savings.